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Real Estate | Blog

Tuesday, November 05, 2019   /   by Brooke Cole

Six Home Inspection Myths

One of the most important steps in purchasing a home is the home inspection!
When you buy, the contract has a written number of days for you to have the home inspected before you decide whether you want to move forward. This home inspection period is crucial. During that time, if you determine you want to back out of the deal, you get your earnest money deposit back!

It's so important to see what a licensed inspector has to say of the house. At The Cole Team, we have a list of trusted inspectors you can use!

However, there are a few myths and misconceptions we hear regarding home inspections.

1. Pass/Fail
An inspector does not pass or fail a home on the inspection. The home inspector's job is to give you a closer look at any issues they might've found while inspecting the home. Once they send you the report on the defects found in the home, it's up to you to decide whether to move forward with the deal or to cancel.

2. Defects and Repairs
Don't assume a seller has to mak ...

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Friday, October 18, 2019   /   by Lauren McGinnis

Does your kitchen need an upgrade? Here are some perfect kitchen upgrades that don't require a total remodel!

When you look at your kitchen are you inspired to cook up a feast? Or does your kitchen make you want to order take out?

If your kitchen leaves you wanting more, but you just don't have the time or the budget to go for a full on remodel then don't worry! We have found the perfect kitchen upgrades, that don't require you to gut and completely remodel your area, that will have you wanting to host a dinner party in no time! 

Zillow.com recently conducted a study and found these 7 zones to be the best places to upgrade without breaking the bank. They suggest focusing on any combination of the 7 main zones when planning a kitchen upgrade. The zones are; cabinets, backsplash, countertops, shelving, lighting, pulls and knobs, and appliances and plumbing.

If you are ready to jump into a kitchen upgrade in any of these zones, this is what Zillow recommends for each zone so that you can get the most bang for your buck. 


Cabinets - can be repainted, refaced, or replaced i ...

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Friday, October 11, 2019   /   by Lauren McGinnis

Struggling to save up for a down payment? You have options!

Struggling to come up with a down payment?  You're not alone.  According to a recent survey from Apartment List, 62% of millennial renters say that's their main reason for delaying buying a home. Of that group, 48% say they have no money for a down payment. 

Saving thousands of dollars can feel overwhelming but luckily there are several options to help realize the dream of owning your own home. Not all of the programs are publicized. That's where working with a REALTOR can help! Here are some tips to help you find the right down payment assistance for you. 



The first thing we recommend is to ask your REALTOR or lender. They would be able to help guide you to programs best matching your criteria or, at the very least, put you on the right track.


If you do not have a REALTOR yet, start with a national search. When you search for programs that aren't connected to a specific location, you give yourself more options. Doing your own research will not o ...

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Friday, September 20, 2019   /   by Lauren McGinnis

Builder Confidence Hit A 2019 High!

Right now builder confidence has hit a high for 2019. According to National Association of Home Builders, the Wells Fargo Housing Market Index which measures builders attitudes, has reached a record 68 points this month.

The index has been holding in the mid 60 range since May of this year. Readings that are above 50 points are considered positive and show that builders are confident in moving forward with new construction. Low interest rates and a solid demand are continuing to fuel builders sentiments even thought there have been some ongoing supply challenges that have hindered the affordability of the housing being built. 

National Association of Home Builders (NAHB) Chief Economist Robert Dietz says, "Solid should formations and attractive mortgage rates are contributing to a positive builder outlook. However, builders are expressing growing concerns regarding uncertainty stemming from the trade dispute with China."  NAHB's home building index does indicate that t ...

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Friday, September 06, 2019   /   by Lauren McGinnis

Housing Market Sentiment Hits An All Time High

  Each month Fannie Mae conducts a survey of approx. 1,000 Americans via telephone interview. Fannie Mae's National Housing Survey is the most detailed consumer survey conducted right now. 

The goal of this survey is to assess their individual attitudes toward: 


Owning or renting their home
Home rental price changes 
Homeownership distress
The current economy 
Household finances
Overall consumer confidence

  The homeowners and renters surveyed are asked more than 100 questions. Their answers are used to help track shifts in their attitudes toward homeownership. Their answers will help industry partners and market participants target the collective efforts to stabilize the housing market. 

  The answers that Fannie Mae collects from the survey are then used to help create the Home Purchase Sentiment Index (HPSI). The HPSI takes all of the information gathered and creates a single number to be used. The number then reflects the c ...

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